Outside of coding new template files (I guess?), I cannot find documentation on how to:

1.) Divide registration/sign-up forms into multiple pages.
For example, I want certain user registration fields to show up on page 1, then after pressing NEXT, the next page shows custom fields such as mailing address, then a final page with terms of service information prior to the payment screens. I would also like a "% complete" bar as they move along if possible.


2.) Change the heading labels for each section.
For example, I don't want all 12 custom fields to be grouped under "Other Information". I need about three different headings, each with about 4 fields.

How can we achieve this? Please don't tell me we have to dissect the entire plugin to achieve this. Do we need to purchase rsForms or another plugin or add-on to achieve this?